Home Health Care vs Assisted Living

Home Health Care in Los Angeles

Home health care is health care that is provided to patients inside their home, and usually by either health care professionals or family and friends. The term “home care” suggests that the care provided is non-medical and more of a custodial nature, whereas “home health care” may suggest licensed staff members. The differences here are similar to the differences between assisted living facilities and nursing homes. Much like assisted living facilities, home health care lets seniors enjoy a good measure of independence. An elderly individual or couple will appreciate having privacy as well as assistance in daily living needs.

What Home Health Care Provides

What kind of services does home health care provide? Home health care may help seniors with daily living needs such as bathing, dressing, house keeping and cooking and dining preparation. Depending on the needs of the resident, there may be special provisions such as transportation services and errands, volunteer programs, exercise and walking, and toileting assistance. More extensive forms of home health care would also provide rehabilitation programs, including visits from physical therapists and nurses. Other qualified home health care professionals may include respiratory nurses, occupational nurses, social workers, mental health workers and physicians.

Who pays for home health care? This type of outside assisted living program can be paid by private resources from the resident or family, by public payers such as Medicare and Medicaid or by employer-sponsored health insurance plans. Medicare will usually not pay for home health care on a long term basis while Medicaid is more likely to help low-income families with little or no assets. Employer-sponsored home health care is likely to be on a short term basis unless the insurance plan is very generous. Most of the time home health care will be paid for by a family’s own resources.

Comparing Home Health Care with Assisted Living

How does home health care compare with in-house stays at nursing homes and assisted living facilities? Most seniors would prefer home health care, of course, as people always do value their privacy. However, there are also circumstances that would necessitate constant supervision of the resident at an assisted living facility, and not only occasional visits. Home health care is basically assisted living, but with even more independence. Therefore a resident that cannot be left alone for long periods of time would be better suited in a nursing or board and care type home.

It might appear that home health care would be cheaper than a stay in a nursing home. However, home health care costs can be just as expensive, depending on the number of hours aides work. Some residents have admitted that full time home health care usually costs twice as much as a stay in a board and care or assisted living home. Most home health care agencies will charge about $20.00 an hour or over. If the resident is relatively independent then the fees associated with the service can be controlled. However, don’t forget that if your needs are minimal to begin with, you could hire a trusted individual to perform the same tasks and save money from paying an agency fee.

Home health care is ideal for seniors who feel well and can easily get around but who need occasional doctor visits and help with housekeeping. It is also a preferable choice if a senior needs full time care but does not want to become a resident in a public nursing home. Full time home health care provides the most privacy and personal attention possible. If you are looking for this type of senior assistance, you should always be mindful of the qualifications of workers, as opening one’s home to a stranger could always be a security risk. The best home health care agencies have screened workers who are well qualified in their field.

How We Can Help You

ElderHomeFinders is a company dedicated to helping seniors locate assistance in the southern California area. We inspect assisted living facilities and retirement communities in the area so that our clients will find the perfect home at a price they can afford. Can ElderHomeFinders also help seniors find home health care? Yes. Our company can put you in touch with the right home health care agency, according to your special needs and budget limitation. We can also advise you on the differences between home health care services and assisted living and board and care facilities and which choice would better work for you. Seniors have worked hard all their life and surely deserve the best health care possible – whether in a senior living facility or in their own home.

Florida Health Insurance – Clinton’s Proposal Will Lower Health Care Costs

Many Florida residents go without health care coverage because it is to expensive. While millions of Americans, nearly 47 million, go uninsured. Affordable coverage seems to be an idea of the past. Are you one of the millions in the state of Florida without health insurance coverage? If so you might want to take a closer look at Presidential Candidate Hillary Clinton and her new promise to cover all individuals in our country.

FloridaHealthInsuranceWeb.com , in its continuing series, examines the 2008 presidential race and its impact on the State of Florida and how the election may effect Florida Health Insurance benefits and rates. Morgan Moran in a phone interview said a few candidates, Senator Hillary Clinton (D), Former Sen. Edwards (D), and Sen. Romney (R), have mentioned health care at various fund raising events in the past few weeks, but Hillary Clinton’s ‘American Health Choices’ insurance plan seems to be getting the most attention from the media, some calling it “very promising.” Insurance consultant Moran said, If you’re one of the tens of million Americans without coverage, or if you don’t like the coverage you have, “you will have a choice of health insurance plans to pick from and best of all, coverage will be affordable.” Of course, if you like the health insurance plan you have, you can keep it.

The Clinton camp posted on their website that “Clinton’s health care plan will secure, simplify and ensure choice in health coverage for all Americans”.

Clinton’s health care plan will secure, simplify and ensure choice in health coverage for all Americans. The insurance plan from Clinton differs in many ways from current health insurance plans. The new proposal provides tax credits for working families to help them cover their costs. Moran said, “The tax credits will ensure that working families never have to pay more than a limited percentage of their income for health care.” Some of the innovative ideas in this plan will put an end to discrimination for pre-existing conditions. The insurance companies will not be able to deny coverage to you anymore” health insurance consultant Moran said.

“Insurance companies won’t be able to deny you coverage or drop you” because their computer model says you’re not worth it. They will have to offer and renew coverage to anyone who applies and pays their premium. And like other things that you buy, they will have to compete for your business based on quality and price. “Families will have the security of knowing that if they become ill or lose their jobs, they won’t lose their coverage.”

The new array of choices offered in the Clinton plan will “provide benefits at least as good as the typical plan offered to Members of Congress”, which includes mental health parity and usually dental coverage. Clinton promises “that job loss or family illnesses will never lead to a loss of coverage or exorbitant costs.” One important thing to note, said Moran, “Americans who are satisfied with the coverage they have today can keep it, while benefiting from lower premiums and higher quality.” It looks like a win-win situation. Individuals will be required to get, and keep insurance in a system where insurance is affordable and accessible.

Mental Health Therapy – Symptoms And Treatment Of Disorders

Know why mental health is important for every individual. Also know why mental health disorders are caused, what are their consequences and how can they be treated.

Many people avoid getting help for depression or other mental health disorders due to embarrassment or an outdated fear of being stigmatized. Economic Status or Legal Status are important aspects determining the standing of a human being. Being a social animal, a man’s standing in the society is determined by many things, including his mentally stability. This is where Mental Health is critical to a person and much the same way how he would spend time in earning money, time also needs to be spent to tend to any rough edges in his mental health. Seeking assistance when necessary is increasingly understood in our society as a wise and mature decision.

Let’s look at an example. An individual is so rich that he owns large areas of real estate in Florida. To add to his luxury he has his own charter fleet of helicopters. In spite of having an embarrassment of riches, he still continues to be alienated from the society. The only possible reason I can see is that the individual suffers from a mental health disorder. This can include depression, anxiety, personality disorders, etc. In fact, Howard Hughes cut himself off from everyone later in his life most likely due to untreated phobias and depression.

What are the causes of Mental Health Disorders?

Mental Health Disorders are caused due to a variety of reasons. An individual can experience a mental health disorder for the first time due to a tragic event, long term neglect or abuse, a genetic pre-disposition to depression, or even a brain disorder that is medical in nature. The results vary widely and may need a professional to help diagnose and treat, but the most common mental health issue is depression and is experienced by everyone at least once in their lifetime. Those with a genetic pre-disposition to depression or another affective disorder like bipolar disorder, will have multiple incidents and usually require some form of treatment.

What are the consequences of Mental Health Disorders?

The consequences of untreated mental health disorders can be extremely damaging for an individual. At every stage of depression, the individual continues to behave less like themselves. They become more sedentary, less social, thinking it difficult to think clearly and in extreme cases may develop paranoid ideas. In all these scenarios, society tends to keep away from these individuals when perhaps they need others most.

Who are affected by the Mental Health Disorder?

Almost everyone will experience some form of mental health issue during their lifetime. It may be common depression, alcohol or substance abuse, relationship problems, post-traumatic stress or perhaps a more serious chemical or brain disorder. Apart from the individual, the next set of people who are impacted by this are the care-givers and the family members of the individual.

How can a Mental Health Disorder be treated?

One of the most effective methods to treat a mental health disorder is to seek the consultation of a mental health professional or family doctor. Mental health therapists, psychologists, psychiatrists and one’s family and social network play a big role in treating an individual suffering from a mental health disorder.

Mental Health cannot be compromised by any individual at any cost. One does not need to take drugs or medication to keep it fit and fine, but should be considered when prescribed by a professional as part of a treatment plan. Recognizing these issues early can speed up recovery as long as one takes steps to deal with their mental health like one would with their physical or financial health. Society has evolved to no longer stigmatize those who seek help and perhaps have come to respect their willingness to deal with these problems head on.

Registered Health Information Administrator

In the topic of improving quality of patient care, health information technology is certainly a crucial part of this. A profession in this area is that of an RHIA or registered health information administrator. These health care experts go through special training and are given the job of managing patient data that will give assistance to other health care professionals when giving treatment and care to patients.

RHIAs are tasked with several things that consist of obtaining patient data, managing medical files, analyzing record data, securing patient records, and also managing other health information professionals together with organizing their budgets. RHIAs perform work in physician’s clinics, hospitals, medical establishments, government offices, and also insurance companies. The job of the person could change based on where they are working.

Individuals who are interested in becoming a registered health information administrator should know that in order to apply for this position, you would need to be nationally certified. The American Health Information Management Association or AHIMA manages RHIA certification. To be eligible for the certification examination, you will have to graduate from a four-year program with a health information technology degree. Upon completing this program, you can then proceed to obtaining certification.

Getting yourself ready for the certification exam is the best way for you to pass it successfully and earn certification. The examination is 4 hours long and consists of 180 multiple-choice questions. With certification you have the chance to earn more and also, you will have more employment opportunities available. In addition, you have a bigger chance of reaching your goals by being connected with the best in this health care field. Those with an RHIA credential can opt to become an Assistant HIM Director, HIM Director, HIM Faculty, Coding Professional, Consultant, Data Quality Manager, Healthcare Consumer Advocate, Patient Information Coordinator, Compliance Officer, HIM Project Manager, and Health Information/Data Resource Manger.

Many professionals in the health care industry are compensated really well. There are plenty of rewards for those in the medical field because this industry is one that offers stability and continuous growth. The same can be said with a registered health information administrator position. RHIAs with a 4-year bachelor’s degree that apply for work will earn a starting salary of $30,000 to $50,000 annually. The more experience they gain, the higher this amount will go. In addition, the person has the opportunity to gain higher positions based on performance and skills.

Employment opportunities for RHIAs are excellent. There is a big increase that is expected in this occupation for the years to come because of the great need for these individuals. Those who have the proper education and have obtained certification should find it easy to land a job. The best way to make the most out of your career potential is to earn all the necessary qualifications so that everything is available to you.

Reasons Why Everyone Needs Health Medical Insurance

Health Insurance is a significant safety measure desirable to all persons for making sure a financial support as long as any medical mishap in the family. They not simply cover up any unforeseen expenses of emergencies but cover up routine and precautionary health care procedures too.

Health medical insurance is required by everybody for various reasons, not the least of which is the price of common medical care. While you might be able to get a number of medical facilities willing to proffer 10 percent discounts on visits devoid of medical insurance, this does not constantly assist you. For instance, the appointment to the physician might be inexpensive; but the lab work will not be. It is the lab work, ultrasounds, X-rays, blood analysis and other machines and procedures that really charge the most.

There are agencies in the government proffer low-priced health or medical insurance. One could try to find for companies that proffer cheap insurance as well. With cheap rate insurance, one could be convinced that he could provide the best medical consideration for his family in the occasion that one need medical cares that can be extremely expensive.

These are some significant things to recognize regarding the low-priced health/medical insurance. It is significant that one is extremely conscious on what are the things that integrated to the plan he is planning to obtain. Furthermore, he must constantly think about his family as his very own reason why he wants to obtain health insurance.

One of the major operating costs in today’s modern society is the expenditure of health insurance. Over the last hundred years, the population has augmented so radically that any country would have complexity giving universal health care, particularly with every of the modern advances that we have nowadays and the large sums of money that nearly all medical doctors and hospitals create.

There are numerous kinds of plans obtainable in health medical insurance. Nearly all of the plans will be relative to the state in which you exist. Particular states have dissimilar policies for what they will cover up. Actually, moving from one state to the next might break off your coverage, particularly if you have a pre-existing situation. A pre-existing situation enclosed by one company in one state might not move. There are a lot of things to be careful of when selecting health insurance, not the least of which is ensuring that any pre-existing situation, even with no any type of lapse in health coverage, will still be enclosed.

The Risks of Using Health Information Available on the Internet

Nowadays, the first place to look for information is the Internet, but we all know that the online environment can be very tolerant with false data. Anyone is free to publish pretty much whatever they want. Since there is an abundance of health information available online, people rush to a search engine whenever they want to know about the symptoms of a disease, new treatments, drug side effects and other health related information.

Some of the information can be false or at least unproven, but it doesn’t mean we shouldn’t search for medical documentation online. It just means we have to be very careful what we believe and more importantly what we actually use.

How not to use Internet-available health information

While there are benefits of staying informed about all health related stuff via online resources, the first logical step would be setting some boundaries that you should never cross. Many people look up disease symptoms and drug treatments via search engines.

First of all, some symptoms can have multiple causes, that’s why self-diagnosis is only useful in a generic sense of view. You could be wrong and treat yourself for the wrong disease, only prolonging the period until you receive proper medication.

If you suspect you have a medical condition the next step would be consulting your doctor. Also, it’s not bad if you find out about a drug for your illness that could potentially do good. Just don’t take it without seeing a specialist.

There are also many natural remedies for various conditions and most of them are harmless. The truth is, even plants and herbs can interact with drugs or worsen a currently present illness. That’s why it is very important to consult multiple sources and always read about known interactions of a natural remedy.

Last, but not least don’t buy drugs and supplements that you’ve never used before online. You cannot judge the quality of the product accurately and when buying them from a pharmacy, you have the opportunity of asking the pharmacist’s advice.

How to take advantage of online health information

To begin with you can read any kind of health related facts just for the sake of expanding your knowledge. You don’t have to look up information only when you have a problem.

Also, if you have a specific medical condition you can find out more about it and understand how it affects your body and how the treatment works. You can also find plant-based remedies for common problems such as headaches, stress, minor injuries, muscle pains and others.

Another large niche in the online health category is diets. There are so many diets, some free, some paid with detailed menus, all of them promising the so desired weight-loss. Just like with everything, you should read about them, but always seek the doctor’s advice before actually following them.

Weight-loss related, online you can also find various types of workouts and exercises that can help you get fit. These can be very useful, except for the individuals that have specific illnesses which prevent them from doing all or specific kinds of effort, such as heart and spinal diseases.

The Internet gives us a richness of health-related articles and facts that we can use for great benefits as long as we use the information wisely and don’t consider ourselves self-made doctors.

What is a Health Medical Plan Deductible?

A deductible is a specific dollar amount that your health insurance company requires that you pay out of your pocket each year before the health insurance company begins to make payments for claims. As an exception, not all health medical plans have a deductible such as an HMO or a zero dollar deductible plan. However, most PPO and Indemnity plans typically do require a deductible in their plans to keep premiums affordable.

The deductible is an annual amount per insured person; there will be a maximum amount of deductibles you will have to pay in a given year. In regards to family coverage in health medical plans, your family will have an out of pocket expense by an amount of two to three times your individual deductible to satisfy first before the health insurance company pays for your claims.

For example, if the per person deductible is $1000, and you have four people in your family covered under your health insurance, the maximum family deductible will usually be $3000. Once the people in your family have paid out a $3000 deductible, no more deductibles will apply to any member of the family for the remainder of the year.

The insurance company does have a maximum of per person deductibles per policy. This can very with each policy and company is different regarding their maximum deductible and out of pocket maximum. In some health medical plans the deductible does apply to the maximum of pocket, and in other polices it is consider separate from the annual maximum out of pocket. Please be sure to read the specifics of your policy with your health medical plans company.

Health insurance deductibles can vary and will be effect your insurance premiums. By adjusting your health medical plan deductible you premiums will either increase or decrease. Typically if you increase your deductible you will lower your premium. New High Deductible Health Plans can save you and your family premium dollars over time.

The federal government regulates the detail High Deductible Health Plans limits each year. In the year 2008, the minimum deductible amount for a High Deductible Health Plan is $1,100 for individual only coverage and $2,200 for family coverage. In addition, the maximum out-of-pocket amount for individual only coverage is $5,600 and $11,200 for families. A high deductible health plan typically offers a higher deductible in return for generally lower premiums. For more detail, please contact your health medical plans broker.

Health Information Technology – The Safer Future in Healthcare

From the past 20 years, information technology has brought many major transformations in almost all fields of the world and healthcare is simply not an exception. While the revolutions of science are ruling on all parts of our lives, it has also brought a positive change in medical and healthcare by introducing health information technology.

Health information technology has absolutely changed the notion of addressing the healthcare issues. With the help of the transformation of information technology in health section, you will get benefit in your overall healthcare circle including relationships of your doctors, your hospital records, your pharmacy and other important medical information. Like all other information technology systems, the health IT system also needs proper configuration, network security consulting, solution & specialist to make the workflow risk-free.

Benefits of Health IT

The smart and efficient exchange of healthcare information through information technology is advantageous and beneficial in many ways. Following are some of the benefits that healthcare IT can offer:

Better information means quality healthcare

Better and effective exchange of information means safer and quality healthcare. With the help of electronic health records and information exchange, practitioners will be able to review the complete picture of patient’s medical history which eventually improves health care quality. With detailed health records, the risks of improper medications can be avoided and chances of medical errors will be reduced.

Assurance of efficient and accurate treatment

Once the health information technology has the complete medical record of the patient, it will assure that the treatment will be provided faster and efficiently. It will be easier for practitioner to decide tests based on the prior provided information. The clearer picture will help the consultant to give more accurate prescriptions and reduced unnecessary medical tests.

Ease up the administration

While compiling and managing the paperwork is certainly a tough call, healthcare IT makes the things easier. With the help of electronic medical records and management system, the administrative tasks have become hassle-free and efficient, which has subsequently lower down the administrative costs. However, to ensure the authenticity of information, administrative bodies have to be particular about network security consulting, solution & specialist.

Ensure the security of information

While the health information technology has reduced the burdens of paperwork, it has also ensured the safety and security of medical records of the patients. With the help of healthcare information system, all the medical records and relevant information can be saved and secured, as unlike the conventional paperwork system, electronic health records are safe and easy to transferred and accessed electronically. Though, paperwork of medical records are unrecoverable in tragic situations, but one has to ensure proper network security consulting, solution & specialist to ensure the security of electronic health records.